Recommended lender
Mandiri KPR Flexi · 30y
Pre-approval in ~5 min · no hard credit pull
Based on $1.32M · 20% down · 30y
-0.4% vs 90d
3 best offers for you
M
Mandiri KPR Flexi
30y fixed · first 3y teaser
Rate
5.6%
Monthly
$2,520
Total cost
$907k
B
BCA Prime Home
30y fixed
Rate
5.4%
Monthly
$2,465
Total cost
$887k
C
CIMB Niaga Smart
20y hybrid
Rate
6.1%
Monthly
$3,120
Total cost
$748k
PropAI tips
Boosting your down payment to 25% drops rate by 0.3% —
saves ~$48k over 30 years.
Current rates are -0.4% below 3-month average. Likely a
good time to lock.
A 20y term saves $159k in interest but adds $600/mo — confirm
your DTI headroom.
